.wc-section {
    font-family: 'Poppins', sans-serif;
    background: #f4f6fb;
    padding: 60px 30px;
    box-sizing: border-box;
  }

  .wc-heading {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    max-width: 1100px;
    margin: 0 auto 48px auto;
  }

  .wc-heading__line {
    flex: 1;
    height: 1px;
    background: #c7cddb;
    max-width: 220px;
  }

  .wc-heading__title {
    font-size: 26px;
    font-weight: 700;
    color: #1c2333;
    text-align: center;
    margin: 0;
    letter-spacing: 0.2px;
  }

  .wc-grid {
    display: flex;
    flex-wrap: nowrap;
    justify-content: center;
    gap: 20px;
    max-width: 1300px;
    margin: 0 auto;
  }

  .wc-card {
    background: #ffffff;
    border-radius: 10px;
    flex: 1 1 0;
    min-width: 0;
    padding: 34px 16px 26px 16px;
    box-shadow: 0 10px 24px rgba(20, 30, 60, 0.08);
    border-top: 5px solid #291fbc;
    text-align: center;
    box-sizing: border-box;
    transition: transform 0.2s ease, box-shadow 0.2s ease, border-top-color 0.2s ease;
  }

  .wc-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 16px 30px rgba(20, 30, 60, 0.14);
    border-top-color: #f97316;
  }

  /* first card gets the accent top border, like the reference design */
  .wc-card--accent {
    border-top: 5px solid #f97316;
  }

  .wc-card__icon {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: #eef1f8;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 22px auto;
  }

  .wc-card__icon svg {
    width: 30px;
    height: 30px;
  }

  .wc-card__title {
    background: #291fbc;
    color: #ffffff;
    font-size: 15px;
    font-weight: 600;
    line-height: 1.4;
    padding: 12px 14px;
    border-radius: 6px;
    margin: 0 0 18px 0;
  }

  .wc-card__desc {
    font-size: 14px;
    line-height: 1.6;
    color: #4a5064;
    margin: 0;
  }

  /* --- RESPONSIVE MEDIA QUERIES --- */

  /* Tablets & Medium Screens (up to 1024px) */
  @media (max-width: 1024px) {
    .wc-grid {
      flex-wrap: wrap;
    }
    .wc-card {
      flex: 1 1 calc(50% - 10px); /* 2 cards per row */
      min-width: 250px;
    }
  }

  /* Mobile Devices (up to 768px) */
  @media (max-width: 768px) {
    .wc-section {
      padding: 40px 15px;
    }
    .wc-heading {
      flex-direction: column;
      gap: 15px;
      margin-bottom: 32px;
    }
    .wc-heading__line {
      display: none; /* Hide lines on mobile for cleaner look */
    }
    .wc-heading__title {
      font-size: 22px;
    }
    .wc-grid {
      flex-direction: column;
      align-items: stretch;
    }
    .wc-card {
      flex: 1 1 100%; /* 1 card per row */
    }
  }
  
  
  
  
  
  
  .steps-section {
    font-family: 'Poppins', sans-serif;
    background: #ffffff;
    padding: 50px 30px 70px 30px;
    box-sizing: border-box;
  }

  .steps-heading {
    text-align: center;
    font-size: 26px;
    font-weight: 700;
    color: #0b1f4e;
    margin: 0 0 6px 0;
    letter-spacing: 0.3px;
  }

  .steps-subheading {
    text-align: center;
    font-size: 15px;
    font-weight: 400;
    color: #6b7280;
    margin: 0 0 50px 0;
  }

  .steps-track {
    position: relative;
    display: flex;
    justify-content: center;
    gap: 72px;
    max-width: 1120px;
    margin: 0 auto;
  }

  /* the horizontal rod running behind all the ribbons */
  .steps-track::before {
    content: '';
    position: absolute;
    top: 26px;
    left: 0;
    right: 0;
    height: 6px;
    background: linear-gradient(to bottom, #b9bec7, #7d838d);
    border-radius: 3px;
    z-index: 1;
  }

  .step-ribbon {
    position: relative;
    z-index: 2;
    flex: 1 1 0;
    max-width: 150px;
    min-width: 0;
    padding: 34px 8px 40px 8px;
    text-align: center;
    color: #ffffff;
    clip-path: polygon(0 0, 100% 0, 100% 82%, 50% 100%, 0 82%);
    transition: transform 0.2s ease;
  }

  .step-ribbon:hover {
    transform: translateY(-6px);
  }

  .step-ribbon--red {
    background: linear-gradient(135deg, #0D6EFD 0%, #0040A8 100%);
  }

  .step-ribbon--blue {
    background: linear-gradient(180deg, #fb923c 0%, #ea580c 100%);
  }

  .step-label {
    font-size: 17px;
    font-weight: 700;
    letter-spacing: 0.5px;
    margin: 0 0 20px 0;
  }

  .step-icon {
    width: 46px;
    height: 46px;
    margin: 0 auto 20px auto;
  }

  .step-icon svg {
    width: 100%;
    height: 100%;
  }

  .step-title {
    font-size: 14px;
    font-weight: 400;
    line-height: 1.5;
    margin: 0;
  }

  @media (max-width: 900px) {
    .steps-track {
      flex-wrap: nowrap;
      overflow-x: auto;
      justify-content: flex-start;
      gap: 20px;
      padding-bottom: 10px;
    }
    .step-ribbon {
     flex: 0 0 150px;
     width: 150px;
     max-width: 150px;
    }
  }